The Polish Bank Association (ZBP)
Self-government organization of banks, established in 1991, founded on the Chambers of Commerce Charter. Membership in the ZBP is voluntary and open for all banks created under the Polish law as well as for foreign credit institutions branches operating in the Republic of Poland.
Within the Association there are numerous consultative committees, councils, task forces and other bodies. Their objective is to develop and issue opinions and positions in matters determining the correct operation of the Polish banking system.
The Association of Polish Banks is a member of the European Banking Federation (www.ebf-fbe.eu) /since 1992/, the ICC Poland www.iccpolska.pl /since 2000/, the International Association of Banking Security / since1997/ and the European Payments Council (www.europeanpaymentscouncil.eu) /since 2002/.
The Polish Banks Association is a founder of the prestigious journalistic Marian Krzak award intended for journalists and publicists dealing with the banking issues, and a co-founder of the Marian Kanton award for the best Master and Doctoral thesis in banking, with particular consideration of inter-bank settlements.
In 2000 and 2003, the Association was granted the Alice Award for all its activities, for establishing the institution of the Banking Ombudsman, and for the Campaign for Direct Debit. The ZBP has also received the “European Pearl” award for the institutional input in the promotion of the European idea in Poland, and in particular for the creation of the Polish banking infrastructure.
The Banker’s Club in Warsaw (www.klubbankowca.pl) is managed by the Association.
The changes of social, economic, political and technological nature that we are currently observing in numerous countries are taking place at a very fast pace. Unfortunately, the contemporary world is rocked by a number of clashes and tensions of economic and territorial character. Confl icts and disputes of a purely political variety are observed as well, with all of them exerting a highly negative impact on international cooperation, security and global economic order. With all those circumstances taken into consideration, forecasting the scenarios based on which individual countries will be developing becomes a very diffi cult task that requires a number of processes of both intra-continental and global nature to be taken into account.
The “Poland and Europe - Challenges and Limitations” report should be treated as an introduction and invitation to a broader discussion concerned with topics that are of great significance from the point of view of Polish citizens and the national economy. These topics are related to the much needed increase in the capacity of the Polish banks and of other related institutions to participate in the implementation of national and regional development programs, with the security of deposits and the stability of fi nancial institutions that play such an important role in market economy taken into consideration as well.